π§ Iceburg Wealth
Free Financial Tools
No sign-up. No paywalls. Just honest calculators to help you plan smarter, save more, and retire on your terms.
π No data stored
π± Mobile friendly
π Built for investors
Retirement Calculator
Project your pot, stress-test inflation, and see when your money runs out.
Open β
Dividend Income Calculator
Find out how much to invest in UK stocks to hit your target dividend income.
Open β
Monthly Budget Planner
Track income vs expenses and see exactly how much you can save each month.
Open β
Age & Timeline
1880
4085
60110
Savings & Contributions
Β£0Β£500k
Β£0Β£5,000
Rates & Returns
0%20%
0%15%
Real Annual Return (Fisher Equation)
β
Retirement Withdrawals
1%20%
β
Calculatingβ¦
Pot at Retirement
β
real: β
Total Contributed
β
accumulation phase
Total Growth
β
interest earned
Annual Withdrawal
β
at retirement
Final Balance
β
at life expectancy
Surplus / Shortfall
β
real terms
Portfolio Projection β Nominal vs Real
Nominal
Real (today’s Β£)
Retirement age
Real (today’s Β£)
Retirement age
| Age | Phase | Contributions | Growth | Withdrawal | Nominal | Real |
|---|
Annual Target
Β£12,000
Total to Invest
β
Blended Yield
β
Stocks Active
0
β
Frequency
Target Income
Β£1,000
Exact Amount
Β£
Filter:
| Company β | Sector | Yield | Need to Invest | Annual Income | Pays |
|---|
β οΈ Yields are approximate figures as of March 2026. Dividends are never guaranteed and can be cut at any time. High yields may signal underlying risk. This tool assumes equal weighting across active stocks. Always do your own research before investing. This is not financial advice.
For illustrative purposes only. Not financial advice. Past performance does not guarantee future results. | iceburgwealth.com
Total Income
Β£0
Total Expenses
Β£0
Left to Save
Β£0
Savings Rate
0%
β
π° Income
Β£0
Salary (after tax)
Β£
Side income
Β£
Benefits / other
Β£
πΈ Expenses
Β£0
Rent / Mortgage
Β£
Groceries
Β£
Transport
Β£
Bills & utilities
Β£
Entertainment
Β£
Eating out
Β£
Clothing
Β£
Subscriptions
Β£
π° Monthly Savings
Β£0
Enter your income and expenses above to see your savings breakdown.
π Spending Breakdown
Total
Β£0
π§ Iceburg Wealth Β· Free tools, no sign-up Β· Not financial advice Β· iceburgwealth.com