I’m Callum, a business owner and investor from Manchester, and I started Iceburg Wealth in 2023.
I run my own manufacturing business. That means I handle VAT, payroll and my own tax every year. I also invest my own money in dividend shares inside an ISA, and I’ve bought buy to let property. Some of what I write about comes from my own experience. The rest is researched using official sources.
Why Iceburg Wealth exists
Most money advice in the UK is written for people who already have money, or by companies trying to sell you something. I wanted a straight-talking site for anyone who wants to pay less tax, save more and build wealth without the jargon.
How I research each post
On Iceburg Wealth, I aim to use official sources wherever I can, such as GOV.UK, HMRC, the Bank of England and the ONS. Tax rules and allowances change often, so some details may go out of date.
What this site is not
I’m not a regulated financial adviser, and nothing here is personal financial advice. Iceburg Wealth explains how things work so you can make your own decisions. For advice on your own situation, speak to an FCA-regulated adviser. You can check one on the FCA Register.