🧊 ICEBURG WEALTH

Retirement Calculator

Project your retirement pot, stress-test against inflation, and see when your money runs out.

Age & Timeline

Current Age 30

1880

Retirement Age 65

4085

Life Expectancy 90

60110

Savings & Contributions

Current Savings £25,000

£0£500k

Monthly Contribution £400

£0£5,000

Rates & Returns

Expected Annual Return 7.0%

0%20%

Annual Inflation Rate 2.5%

0%15%

Real Annual Return (Fisher Equation)

—

Retirement Withdrawals

Annual Withdrawal Rate 4.0%

1%20%

✅Calculating…

Pot at Retirement

—

real: —

Total Contributed

—

accumulation phase

Total Growth

—

interest earned

Annual Withdrawal

—

at retirement

Final Balance

—

at life expectancy

Surplus / Shortfall

—

real terms

Portfolio Projection — Nominal vs Real

Nominal

Real (today's £)

Retirement age

Age	Phase	Contributions	Growth	Withdrawal	Nominal Balance	Real Balance

For illustrative purposes only. Not financial advice. Rates are not guaranteed. | iceburgwealth.com